Demerara Mutual Assurance Society (DM) is one of the main providers of Life, Health, Loss and other financial indeminities in Guyana and the Caribbean. Demerara Mutual Assurance Society is one of the main providers of Life, Motor, Fire, Health, loss, and other financial indemnities in Guyana where the society is headquartered. The Caribbean islands of St. Lucia, St. Vincent & the Grenadines, and Grenada are also home to DM. Its mark of distinction is the solid security and protection provided to more than four (4) generations (approximately 117 years) of Caribbean peoples. DM has evolved appreciably from its 1891 inception as a carrier of Life Assurance indemnities, to a full-fledged financial institution in this new millennium. The areas of coverage have grown to encompass group and individual health, travel, plus financial coverage for the more delicate aspects of life and living. DM continues to venture and expand its operating territory in the financial marketplace.